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	<title>Money Blog</title>
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	<link>http://www.money.seria5.com</link>
	<description>We love green cash</description>
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		<title>New And Inventive Ways To Earn Extra Money</title>
		<link>http://www.money.seria5.com/1950/new-and-inventive-ways-to-earn-extra-money/</link>
		<comments>http://www.money.seria5.com/1950/new-and-inventive-ways-to-earn-extra-money/#comments</comments>
		<pubDate>Sat, 20 Mar 2010 04:39:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[business-opportunities]]></category>

		<guid isPermaLink="false">http://www.money.seria5.com/1950/new-and-inventive-ways-to-earn-extra-money/</guid>
		<description><![CDATA[ ... wedding, everyone faces those times in life when their wallet is a little lighter than they want it to be. Of course, wanting to earn <b>extra</b> <b>money</b> and actually doing it are two different things. <br />
<br />
After all, most people are tired enough  ... ]]></description>
			<content:encoded><![CDATA[<p>Do you need to earn some extra money? Who doesn&#8217;t? Whether you need extra money for day to day expenses or want some extra money coming in to save up for something really special, like a big family vacation or a wedding, everyone faces those times in life when their wallet is a little lighter than they want it to be. Of course, wanting to earn extra money and actually doing it are two different things. </p>
<p>After all, most people are tired enough at the end of the day after working one job &#8211; the prospect of heading off to a second one doesn&#8217;t sound all that enticing. And who wants to give up the precious little free <span id="more-1950"></span> time they do have to do yet more work? That doesn&#8217;t mean you&#8217;re stuck between a rock and a hard place when it comes to making some extra cash, however. </p>
<p>If you&#8217;re ready to be put a little bit of imagination into it, you&#8217;ll find that you might be able to turn the things you already love to do into money making ventures. If you&#8217;re stuck for ideas, consider the following. </p>
<p>First of all, what do you love to do? Most people have a job, and then they have their passion. Why not turn your passion into a job. Do you love to cook? Do family and friends rave about your cooking skills or baking skills? Then maybe you could make extra money by catering parties and other special events or selling baked goods. </p>
<p>You can take on the kinds of assignments that fit your abilities. For instance, there&#8217;s no need to cater large weddings for which you might need to hire help. Instead, you can cater small dinner parties. Likewise, you can sell your baked goods to families for parties or to local coffee shops and restaurants. You might find you can do this kind of thing your spare time easily, and it will be something that you enjoy doing. </p>
<p>Do you play a musical instrument? Even if you don&#8217;t have time to join a band, you can turn your hobby into a money maker by giving lessons. Advertise in your local paper and post flyers around town &#8211; you may be surprised at how many calls you get. Find out what the going rate for an hour of instruction is on your area, and charge that (or undercut it slightly to attract more customers). This can be an easy and fun way to make a good amount of extra cash. </p>
<p>The ideas for this kind of work are endless &#8211; you simply have to consider what exactly your passion is and what you can do to turn that passion into an extra way to make money. The best part is that not only will you be earning the extra money you need, but you will also be doing so by doing something you love. In the end, you may that that is worth way more to you than the extra cash you earn.</p>
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		<item>
		<title>Earning Extra Money With Home Business</title>
		<link>http://www.money.seria5.com/4278/earning-extra-money-with-home-business/</link>
		<comments>http://www.money.seria5.com/4278/earning-extra-money-with-home-business/#comments</comments>
		<pubDate>Sat, 20 Mar 2010 00:30:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[web-hosting]]></category>

		<guid isPermaLink="false">http://www.money.seria5.com/4278/earning-extra-money-with-home-business/</guid>
		<description><![CDATA[<p>How will you be able to <b>earn</b> <b>extra</b> <b>money</b> by just taking a few minutes or hours of your time in a day? Why don't you try to look and apply for home typing jobs? There are so many individuals who are <b>earning</b> thousands of <b>money</b> by applying to those  ... ]]></description>
			<content:encoded><![CDATA[<p>How will you be able to earn extra money by just taking a few minutes or hours of your time in a day? Why don&#8217;t you try to look and apply for home typing jobs? There are so many individuals who are earning thousands of money by applying to those home typing jobs. But be aware that there are also a lot of internet scams that says they provide the best home based program. </p>
<p>There are companies which spent years in working with various kinds of home based job program. But some has found a better strategy for the benefit of home based job seekers. You are not required any unique skills to fit for this kind of <span id="more-4278"></span> position. For as far as you have the typing abilities that they need and a good computer set up then you can fit for the job. What you have to do to get in to home typing jobs is to become a member of their company. If you are already a member then you will have access to there 24/7 technical support. Through this membership you will have the access to thousands of high paying companies that will help you to earn while working at home. </p>
<p>Each home typing jobs provider has accepted a policy so there is no way that you can get in one of the companies. As soon as you become a member the technical support will provide you with the steps to follow so you will be able to work immediately for one or more of the companies that they outlined for you. What you have to complete is the application form and from there you are on your way to start earning cash. Having an internet connection especially a broadband will be very essential if you want to venture to this kind of opportunity. This type of job best fits the people who are determined and have the focus to abide to exact instructions. </p>
<p>Real home typing jobs will only require you to input data and encode information to given forms. These legitimate companies will be your help to earning money. There is a huge need for responsible and self-motivated home workers for a lot of home typing jobs. If you can take the challenge and willing to exert that effort to succeed then this job is for you. What you will earn form home typing jobs rely unto your performance. But some has found a better strategy for the benefit of home based job seekers. </p>
<p>You are not required any unique skills to fit for this kind of position. For as far as you have the typing abilities that they need and a good computer set up then you can fit for the job. What you have to do to get in to home typing jobs is to become a member of their company. If you are already a member then you will have access to there 24/7 technical support.</p>
<p>The more data you input the higher your compensation will get. You will also receive a proper training so that you will get a clear knowledge on how your work is done. The amount of compensation that you will receive will depend on the effort you will exert.</p>
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		<item>
		<title>The Shot Heard Around the World: Google&#8217;s Endorsment of &quot;get Google Ads Free&quot;</title>
		<link>http://www.money.seria5.com/5499/the-shot-heard-around-the-world-googles-endorsment-of-get-google-ads-free/</link>
		<comments>http://www.money.seria5.com/5499/the-shot-heard-around-the-world-googles-endorsment-of-get-google-ads-free/#comments</comments>
		<pubDate>Fri, 19 Mar 2010 23:19:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[ppc-advertising]]></category>

		<guid isPermaLink="false">http://www.money.seria5.com/5499/the-shot-heard-around-the-world-googles-endorsment-of-get-google-ads-free/</guid>
		<description><![CDATA[ ... !!<br />

- and SAVED over $100 Million in <b>Google</b> advertising costs!!<br />

<br />

..all due to his own <b>system</b>!<br />

<br />

Talk about putting your <b>money</b> where your mouth is!<br />

<br />

So if you'd like to get in on all the action,  ... ]]></description>
			<content:encoded><![CDATA[<p>
Within just weeks people everywhere were talking about it, and</p>
<p>other top-notch online marketers were scurrying to sell it as an</p>
<p>Affiliate for the company.</p>
<p>But here&#8217;s a little insight that 99.9% of everyone the world over</p>
<p>doesn&#8217;t know:</p>
<p>The Product&#8217;s greatest endorser is none other than Google itself!</p>
<p>That&#8217;s right. As shocking as it may seem, Google has NO problem</p>
<p>with the course that reveals how anyone can get ads on their search</p>
<p>engine for Free!</p>
<p>Now, at this point I know you must be curious as to how such a</p>
<p>thing is possible, as Google makes its money from the sale of both</p>
<p>AdWords (PPCs) and AdSense (where webmasters allow Google to show</p>
<p>their <span id="more-5499"></span> ads on their pages).</p>
<p>One might think that any information that revealed how an</p>
<p>advertiser could get their AdWords pay-per-clicks free would be</p>
<p>damaging to Google, and therefore Google would not want anyone</p>
<p>finding out about it, right?</p>
<p>WRONG! It seems that the secret system developed by the retired</p>
<p>native New York doctor contains an interesting &#8220;twist&#8221; that while</p>
<p>allowing advertisers to eliminate their AdWords costs, it does not</p>
<p>reduce a single dollar in AdWords revenue for Google.</p>
<p>In fact, just the opposite!</p>
<p>I cannot give away the secret here because that&#8217;s why it&#8217;s for sale</p>
<p>in the first place.</p>
<p>But I can tell you that with the application of what&#8217;s inside &#8220;Get</p>
<p>Google Ads Free&#8221; that:</p>
<p>- Google loses NO money</p>
<p>- Google actually can make even more M0NEY!</p>
<p>- Advertisers gain an instant almost unfair advantage over anyone</p>
<p>  not knowing what&#8217;s inside &#8220;Get Google Ads Free!&#8221;</p>
<p>- Advertisers can now afford to outbid their competition!</p>
<p>- Advertisers are not at risk any longer as their advertising</p>
<p>  budgets no longer matter!</p>
<p>Wow! And this is just the beginning!</p>
<p>Now, where&#8217;s the definitive PROOF that Google endorses &#8220;Get Google</p>
<p>Ads Free?&#8221;</p>
<p>I asked this question to company spokesperson and Vice President of</p>
<p>Sales &#038; Marketing, Mr Todd Coutrin, to which he responded:</p>
<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;-</p>
<p>&#8220;We started our launch like we always do with any product online,</p>
<p>using Google AdWords to offer our Product.</p>
<p>&#8220;We used keywords that contained the word &#8216;free&#8217; so we anticipated</p>
<p>the usual HOLD these keywords usually cause any campaign using them</p>
<p>to experience.</p>
<p>&#8220;But when our campaign was paused by Google for a tad more time</p>
<p>than what we regularly anticipated, then we got concerned.</p>
<p>&#8220;I actually placed a call directly to Google at 1-866-2-GOOGLE and</p>
<p>spoke at length with a customer services rep who said she&#8217;d check</p>
<p>into what was happening.</p>
<p>&#8220;She returned my call 16 hours later and informed me that due to the</p>
<p>specific nature of the Product in question (i.e., &#8220;Get Google Ads</p>
<p>Free!&#8221;) their team at Google secured the product, read it all the</p>
<p>way trough, and then realizing it would NOT hurt their revenue but</p>
<p>actually increase it, they immediately un-paused and resumed our</p>
<p>ads&#8221;</p>
<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;-</p>
<p>Amazing! They actually got what amounts to a Signed Certificate of</p>
<p>APPROVAL from Google itself!</p>
<p>Therefore, anyone who questions the truth or legality concerning</p>
<p>&#8220;Get Google Ads Free!&#8221; need not fret at all.</p>
<p>Yet, the usual &#8220;naysayers&#8221; seemed to ignore the obvious fact that</p>
<p>if Google had a problem with &#8220;Get Google Ads Free!&#8221; then we all</p>
<p>wouldn&#8217;t be seeing all the PPC ads at Google each time we type in</p>
<p>the keywords and phrases:</p>
<p>- free ads</p>
<p>- free advertising</p>
<p>- &#8220;Get Google Ads Free&#8221;</p>
<p>- free ppc</p>
<p>- free adwords</p>
<p>And so forth!</p>
<p>Yet, there are many very stubborn, even foolish, among us.</p>
<p>To be fair, I must also inform you of those who seem to be out to</p>
<p>get the company for sharing their amazing secret with the world.</p>
<p>In what seems nothing more than a ploy to get attention, a UK</p>
<p>online firm operated by two wanna-be law students have a Blog that</p>
<p>talks the usual trash about the Product.</p>
<p>The Blog&#8217;s owner, Rob Scott, talks a big game by claiming the</p>
<p>secret system to be nothing short of a scam! He even recklessly</p>
<p>throws around the potentially libelous phrase  &#8220;.con (Ooops, I</p>
<p>meant .com)&#8221; as an attempt at childish humor in order to bash the</p>
<p>firm&#8217;s name.</p>
<p>What&#8217;s shocking is that this individual is actually a student of</p>
<p>law (at least that&#8217;s what he claims) so one would think that he</p>
<p>should perhaps check out the facts before proceeding with such</p>
<p>careless remarks.</p>
<p>After all, he admits severally that he &#8220;never even ordered the</p>
<p>ebook&#8221; so how could he truly know one way or the other if it was a</p>
<p>valid system &#8211; not to mention it is assumed he&#8217;s at least</p>
<p>reasonably intelligent since (according to him) he got into law</p>
<p>school, that he would be able to see for himself the firm&#8217;s</p>
<p>Affiliates&#8217; ads all over Google, and therefore reason that Google</p>
<p>itself is perhaps the firm&#8217;s chief supporter.</p>
<p>But stubbornness abounds, I suppose.</p>
<p>Ironically Rob says that the only reason he attacks the firm is</p>
<p>because &#8220;it&#8217;s a no brainer that this must be a scam,&#8221; and he got</p>
<p>&#8220;tired of seeing all those little AdSense ads on his page that</p>
<p>people kept clicking on&#8221; (which by the way only stood to make him</p>
<p>lots of M0NEY!) &#8212; yet he accepts donations on his site as a poor,</p>
<p>struggling law student in need of paying for his education, and</p>
<p>rather than legitimately earn an income from AdSense with an</p>
<p>APPROVED Product.</p>
<p>Sadly, Rob actually censors most of his Blog so that others who wish</p>
<p>to post POSITIVES concerning &#8220;Get Google Ads Free!&#8221; can&#8217;t even do</p>
<p>so. (But what would you expect from a wanna-be lawyer?)</p>
<p>He even posts what appears to be an actual response by the firm&#8217;s</p>
<p>lawyer, but which is perhaps nothing more than his own posts</p>
<p>disguised and designed to make himself look better (as anyone can</p>
<p>see that the dialogue appears manufactured instead of genuine).</p>
<p>What some people will do to project themselves as &#8220;savior to the</p>
<p>rest of us&#8221; and &#8220;the people&#8217;s advocate.&#8221; How ridiculous indeed.</p>
<p>Anyway, don&#8217;t be dissuaded in your decision to build your online</p>
<p>business by eliminating your Google AdWords costs, as the course</p>
<p>&#8220;Get Google Ads Free!&#8221; not only reveals precisely how you can do</p>
<p>this, but it goes 10 steps further by giving you all kinds of other</p>
<p>amazing strategies I can&#8217;t even begin to allude to here.</p>
<p>Plus, the e-course comes with countless resources that go far beyond</p>
<p>the usual variety of instantly-clickable extra values!</p>
<p>Lastly never forget that even though quite elderly now, Dr Jon</p>
<p>Cohen has even set new records finishing ahead of himself by now</p>
<p>having:</p>
<p>- Grossed over $400 Million in revenues!!</p>
<p>- and SAVED over $100 Million in Google advertising costs!!</p>
<p>..all due to his own system!</p>
<p>Talk about putting your money where your mouth is!</p>
<p>So if you&#8217;d like to get in on all the action, then go grab this</p>
<p>amazing &#8220;BREAKTHROUGH&#8221; for yourself only at:</p>
<p>http://sweetsell.freegoogle.hop.clickbank.net</p>
<p>As one very famous Internet Marketer said it best:</p>
<p>&#8220;This is a weapon that should be in every Internet and Affiliate</p>
<p>Marketer&#8217;s arsenal and library!&#8221;</p>
<p>Get it directly from the good doctor himself!</p>
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		<title>Online Money Transfer Worldwide to Send and Receive Money Online</title>
		<link>http://www.money.seria5.com/185/online-money-transfer-worldwide-to-send-and-receive-money-online/</link>
		<comments>http://www.money.seria5.com/185/online-money-transfer-worldwide-to-send-and-receive-money-online/#comments</comments>
		<pubDate>Fri, 19 Mar 2010 20:18:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[finance]]></category>
		<category><![CDATA[Account Creation]]></category>
		<category><![CDATA[Debit Card]]></category>
		<category><![CDATA[Epay]]></category>

		<guid isPermaLink="false">http://www.money.seria5.com/185/online-money-transfer-worldwide-to-send-and-receive-money-online/</guid>
		<description><![CDATA[ ... <br />

A popular way of transferring <b>money</b> worldwide is through <a href="http://www.epay.vg" title="<b>online</b> <b>money</b> transfer"><b>online</b> <b>money</b> transfer</a> companies. These companies typically accept cash at a certain location, which can be withdrawn at a ... ]]></description>
			<content:encoded><![CDATA[<p>Online money transfer has become a necessity for almost all of us. Whether you have a business with a worldwide clientele, are a frequent overseas traveler, or have your children studying in some overseas colleges, you will have to transfer money frequently. </p>
<p>A popular way of transferring money worldwide is through <a href="http://www.epay.vg" title="online money transfer">online money transfer</a> companies. These companies typically accept cash at a certain location, which can be withdrawn at a certain other location. You can pay through a debit card or even liquid cash for the money to be transferred. Once you have deposited the money, you can inform the recipient that the money has been sent and that they can withdraw it after <span id="more-185"></span> a certain specified period of time, which depends upon the transfer agent selected. The time typically ranges from one day to a couple of days. </p>
<p>Another way of transferring money is through online payment gateways. This is an innovative method and is faster than the earlier options available for sending and receiving money online. An online payment gateway would typically require you to create an account.  An account creation is free and once you create an account you would need to fund you account to start transacting. You can seven send a payment link to your beneficiary and they would simply need to click on the link to withdraw the money. </p>
<p>Online payment gateways are comparatively newer than traditional money transfer. These are faster, secured, and cost effective. Money transfer companies usually levy a transaction charge, which depends on the distance covered or the country where the money is going. Payment gateways are better in this regards.</p>
<p>With the rising popularity of online payment gateways many organizations have now started offering this service. Epay is a new emergent in this arena and is becoming highly popular. Epay’s negligible fees have made it a popular tool for parents to send money online instantly to their children studying abroad. Businesses can send invoices online, through sms and also accept money online and through mobile. The best thing about this service is that Epay has its own account, thereby eliminating the processing time usually required by banks. </p>
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		<item>
		<title>Money Is Important ? Whether You Agree or Not</title>
		<link>http://www.money.seria5.com/3248/money-is-important-whether-you-agree-or-not/</link>
		<comments>http://www.money.seria5.com/3248/money-is-important-whether-you-agree-or-not/#comments</comments>
		<pubDate>Fri, 19 Mar 2010 19:24:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[finance]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Satisfaction]]></category>
		<category><![CDATA[Simple Truth]]></category>

		<guid isPermaLink="false">http://www.money.seria5.com/3248/money-is-important-whether-you-agree-or-not/</guid>
		<description><![CDATA[ ... <b>Money</b> is important – it is neither good nor bad. It depends on what you do with it. There are no free rides in the <b>world</b>, <b>money</b> is an effect which is always earned with effort and hard work. So, next time you get an opportunity to earn, go ahead and  ... ]]></description>
			<content:encoded><![CDATA[<p>When I talk to people about having multiple income streams, they say why are you so money minded. Having multiple sources of income is a topic which is definitely important, to be known and the need understood. How many times we have heard people say, “Money, isn’t everything”, “You should be satisfied with whatever money you have”, “You should not be so money minded”, “Money is not so important”, “I don’t care about money” and more phrases.</p>
<p>Well, with due importance to their thoughts, money might not be important for them. But, I surely bet, money is important to their milkman, money is important to their landlord, money is important to their banks if they have taken loans, money <span id="more-3248"></span> is important to the person who holds their mortgage, it is important when you go to a hospital. I can go along giving more examples. You may not need money but, almost every individual who is connected to you needs money.  As a matter of fact, money is important to any individual living in a civilized city. Please do not try to cheat yourself by knowingly denying its importance. Nothing can take the place of money in the area where it is required. Therefore, to argue that it is not important is just illogical and meaningless.</p>
<p>The simple truth of you getting up in the morning and going to work is because money is important. I come across individuals saying, “It’s all about satisfaction and not money”. I fully agree if you are doing social service else you will show your displeasure immediately. If satisfaction is important – employers will hire only satisfied employees and not give money <img src='http://www.money.seria5.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> . Some people just say money is not important just because they are unable to earn money or they say someone with more money is lucky. Luck does play a role in your financial success, it is never sufficient in and off itself. Some even go ahead and say too much money is bad.</p>
<p>Money is important – it is neither good nor bad. It depends on what you do with it. There are no free rides in the world, money is an effect which is always earned with effort and hard work. So, next time you get an opportunity to earn, go ahead and create another income stream.</p>
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		<title>Making Money Online is Easy</title>
		<link>http://www.money.seria5.com/2346/making-money-online-is-easy/</link>
		<comments>http://www.money.seria5.com/2346/making-money-online-is-easy/#comments</comments>
		<pubDate>Fri, 19 Mar 2010 14:43:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[finance]]></category>

		<guid isPermaLink="false">http://www.money.seria5.com/2346/making-money-online-is-easy/</guid>
		<description><![CDATA[ ... 

Cyberspace is growing daily as people are finding <b>new</b> and innovative ways to use it to make a living. Dont be afraid to try <b>new</b> <b>money</b> making angles first. Most people attempting to earn <b>money</b> online look for the biggest trend online. This can be a ... ]]></description>
			<content:encoded><![CDATA[<p>Since the introduction of the internet, users have sought ways to earn money using it. Many of these entrepreneurs have been successful. However, many more have failed. </p>
<p>The methods for making cash online has ranged from starting your own web based business to using a third party websites to interact with the people that are footing the bill. Since, this range has many sub categories and tangents, the entrepreneur is left with a veritable mountain of choices that can either spell timely success or gradual prolonged failure. </p>
<p>The way to think of money making online is with a test the waters mentality. It is true that there are people you know that have made money doing <span id="more-2346"></span> a certain thing, remember, there is a point when money making tactics become saturated. The competition in these segments create a barrier to the ultimate goal of lining ones pocket with cash.</p>
<p>Cyberspace is growing daily as people are finding new and innovative ways to use it to make a living. Dont be afraid to try new money making angles first. Most people attempting to earn money online look for the biggest trend online. This can be a costly mistake as with tactic saturation comes lack of opportunity.</p>
<p>For instance, if you are referring customers to online insurance companies for a fee, and 100,000 people are doing the same thing, not to mention the professional insurance agents, you probably wont refer enough to make it worth your while. There would just be too much competition. </p>
<p>It is the pioneers of money-making tactics that make the most out of money making ventures. The thought is, get there first and do it well.    </p>
<p>You also have to determine whether an opportunity to grow exists in any money making venture. Does that particular venture have room for you to employ your creative side in an effort out pace your competition? </p>
<p>When seeking an online money making opportunity, it is imperative that you assess and clearly define how your personal strengths can help you make a legitimate go of it.</p>
<p>One website that is providing a unique money making opportunity is TypoBounty dot com. Users set up a free account and can earn two dollars or more finding and reporting  typographical errors, misspelled words, poor punctuation errors, poor grammar errors, missing graphics, broken links etc they find online. The user can refer websites that are not yet listed with TypoBounty.com and get a two day head start earning the money once the website is listed. </p>
<p>There are billions of web pages on the internet and there are trillions of errors on those pages. Both of these numbers continue to grow daily. At the average pay out amount per error hovering at two dollars each, it adds up to a lot of money that is potentially up for grabs.</p>
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		<title>Tips for saving money on laundry day</title>
		<link>http://www.money.seria5.com/6361/tips-for-saving-money-on-laundry-day/</link>
		<comments>http://www.money.seria5.com/6361/tips-for-saving-money-on-laundry-day/#comments</comments>
		<pubDate>Fri, 19 Mar 2010 08:27:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home & Garden]]></category>
		<category><![CDATA[Benefit Of The Doubt]]></category>
		<category><![CDATA[Bionic]]></category>
		<category><![CDATA[Fabric Conditioner]]></category>

		<guid isPermaLink="false">http://www.money.seria5.com/6361/tips-for-saving-money-on-laundry-day/</guid>
		<description><![CDATA[ ... bit of hype that comes my way.  Usually, I discover my mistakes the hard way - through my pocket.  As far as these so called <b>money</b> saving eco-<b>balls</b>-for-the-laundry are concerned, I have just been scammed again; unless I have got it wrong, but I don't ... ]]></description>
			<content:encoded><![CDATA[<p>Eco Balls and Me:</p>
<p>I really wish I was more cynical and less inclined to believe every bit of hype that comes my way.  Usually, I discover my mistakes the hard way &#8211; through my pocket.  As far as these so called money saving eco-balls-for-the-laundry are concerned, I have just been scammed again; unless I have got it wrong, but I don&#8217;t believe I have.  As my granny used to tell me, &#8220;There&#8217;s one born every minute.&#8221;</p>
<p>A couple of weeks ago, the Kleeneze catalogue popped through the letterbox.  The pictures are so bright and cheerful, and the &#8220;scientific&#8221; explanations as to why these cleaning miracles work, is so convincing.  I was convinced.  I parted with <span id="more-6361"></span> just over $10 for the little plastic ball,  filled with several other little plastic balls.  I can see them now, peeping at me through the bars of their plastic prison.   They are smiling smugly.</p>
<p>So I loaded up my washing machine with &#8220;lights,&#8221; mainly white and cream towels, none particularly soiled.  In went the ball, round went the water, out came the wash,  looking no cleaner than when it went in.  &#8220;Alrighty,&#8221; I thought.  &#8220;Maybe those ozone, oxidificating, electrical molecular, bionic babies need more than &#8216;Quick Wash&#8217; setting.  Benefit of the doubt, and all that phlegmatic British approach, and into the machine went the wash, and the bouncing eco ball &#8211; AGAIN.</p>
<p>After the long programme, I approached the washing machine with a mixture of hope and trepidation.  Very little difference could I see, but I suppose all that spinning, rinsing and tumbling with the little ball, had a similar effect to me bashing the washing in the river with a handy stone.   The wash certainly did not smell fresh or washed, but I hung it out and put it away, filled with disappointment.  I then went on to save energy and money in a more conventional, if less &#8216;green&#8217; fashion.  I purchases a box of Bold 2-in-1, on the grounds that I was not using fabric conditioner AND washing powder.   It worked quite well, thank you very much.  The eco ball meanwhile, sits on the window ledge, with those little stones inside regarding me in sorrowful disbelief at being discarded.  Come the day I run out of powder, I may give them another chance to prove their worth and effectiveness.</p>
<p>But you know what I just bought?  Two spikey plastic balls for the tumble drier.  The package said they help dry clothes faster, they fluff up the fabrics, they are economical.  I bought them for those reasons and because they were on special offer, $4 for two.  What they don&#8217;t tell you on the package, is that when they begin tumbling, before they warm to their theme, the noise is horrible.   So I have had to buy more headache pills and am investigating sound proofing the house.  Not really, but these jolly boys are very loud, they like to party with those clothes.  To be fair, they really do seem more effective than the washing ball, and do deliver on the promises.  </p>
<p>Meanwhile, where can I buy a washboard and a big tub?  They cannot be beaten for effective laundering, saving money and easing the planet&#8217;s energy woes.  I might even get fitter with each wash day&#8217;s exertions.  I hope you discover many ways to save money on laundry day and that your eco balls work for you.  I remain unconvinced and poorer by $10.</p>
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		<title>Profiting in an Uncertain Currency Market</title>
		<link>http://www.money.seria5.com/4453/profiting-in-an-uncertain-currency-market/</link>
		<comments>http://www.money.seria5.com/4453/profiting-in-an-uncertain-currency-market/#comments</comments>
		<pubDate>Fri, 19 Mar 2010 08:01:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[currency-trading]]></category>

		<guid isPermaLink="false">http://www.money.seria5.com/4453/profiting-in-an-uncertain-currency-market/</guid>
		<description><![CDATA[ ...  by switching their possession of a given <b>currency</b> vis-a-vis another and make a profit. This is what <b>currency</b> trading is all about - making <b>money</b> out of price fluctuations.<br />
<br />
However, the inherent zigzag motion of price movement makes  ... ]]></description>
			<content:encoded><![CDATA[<p><strong>The currency or forex market</strong> is an ocean of world currencies where wavelike fluctuations in foreign exchange rates presents excellent opportunity for financial profit.</p>
<p>Foreign exchange rates either move upwards or downwards depending on several factors such as changes in interest rates, GDP, value of� world stocks, oil prices, and other economic and socio-political factors that influence the actions of buyers and sellers in the forex market. Market outlook is never static, it is fraught with either bullish or bearish sentiments derived from fundamental and technical analysis. There is, therefore, an element of uncertainty as to which direction the change in the foreign exchange rates will go. Correct speculation will result in profit for the trader while incorrect speculation <span id="more-4453"></span> results in losses. The good side of the coin is that anyone worldwide can take advantage of these price fluctuations by switching their possession of a given currency vis-a-vis another and make a profit. This is what currency trading is all about &#8211; making money out of price fluctuations.</p>
<p>However, the inherent zigzag motion of price movement makes forex trading a seriously </p>
<p>challenging business venture. The money used for trading is constantly at risk of being lost due to price fluctuations. The ever-present challenge, therefore, is that of realizing winning trades </p>
<p>whether you made a series of wins lately or not. To be successful in the currency trading business, it is pertinent to make more winning trades than </p>
<p>losing ones. Thus, success implies the ability to be able to make sustainable profits. In order to be successful, certain factors must be taken into account by the forex trader as follows:</p>
<ol>
<li><strong>Trade With Open Eyes</strong>:
<p>    Trading forex without knowing what&#8217;s happening is like groping around in a dark room. News releases are the ingredients for gaining insight into the </p>
<p>    market. Following the economic calendar is not only useful for being in the know, but also useful for timing your trades. <a target="_blank" href="http://www.forexfactory.com">Forex Factory</a> is one of the best sources for doing this. Each release of economic data with definite effect on the currency market is coloured either red or green. Red implies negative effect while green implies positive effect.</p>
</li>
<li><strong>�Use An Entry Rule</strong>:
<p>    Trading forex without an entry rule will result to more losing trades than winning ones and worse still will make you nervous and scared. A sound </p>
<p>    emotional state is necessary for continuity and success. Entry rules are usually based on technical analysis with moving averages topping the list of recommended indicators. MACD and Bollinger Bands are excellent technical tools based on moving averages. You can learn how to use them here. Those who trade based on news releases alone will end up nervous and scared </p>
<p>    traders.</p>
</li>
<li><strong>Define Your Risk</strong>:
<p>    The goal of the forex trader is to grow his or her equity. Equity is defined as the difference between your account balance and real-time profit &amp; loss. Equity cannot be less than zero and needs to be watched when trading. Maximum drawdown is the amount of loss a forex trading account can take before equity reaches zero. Thus, the best approach is to use a small percentage of your account balance to trade say 5-20% and define your risk as the maximum drawdown per open trade. A stop loss order would normally be used to effect this. Your maximum drawdown varies according to the amount of leverage available &#8211; 50:1=200pips, 100:1=100pips, 200:1=50pips and 400:1=25pips.</p>
</li>
<li><strong>Use An Exit Rule</strong>:
<p>    The general idea when trading is to let your profits run and cut your losses short. This means that you should know at what point to exit the market. Drawing support/resistance trendlines are a must. You may also consider using trailing stop of 25pips if the feature is available.</p>
</li>
<li><strong>Forecast The Trend</strong>:
<p>    The market outlook is a key information for profiting in the currency market. Never trade against the trend as the trend is your friend. Our web blog is a good place to look for <a href="http://www.investicsfx.com/blog/fxsignal.html">free daily tradable FX market forecast</a> for currency majors complete with support/resistance levels and performance tracking.</p>
</li>
<li><strong>Risk Reduction</strong>:
<p>    Trading on a very high leverage such as the 400:1 requires a very high level of speculating accuracy because, the maximum drawdown on an open position is only 25 pips. The objective is to avoid hitting stop loss before any profit can be made and so, stop loss is usually set to 50 pips and above. This means that a leverage of 200:1 or smaller will make for more comfortable trading. Use a higher leverage only if you have gained sufficient </p>
<p>    experience. In any case, you should consider hedging whenever your losses are running high. This way, you can make a profit when price moves in either direction and prevent your equity from dropping further. </li>
</ol>
<p>In conclusion, we see that while foreign exchange rates continue to fluctuate in </p>
<p>wavelike motion, the opportunity for profit in the forex market is ever present with attendant challenges for success.</p>
<p>&nbsp;</p>
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		<title>Life Insurance &#8211; Money Saving Top Tips</title>
		<link>http://www.money.seria5.com/6040/life-insurance-money-saving-top-tips/</link>
		<comments>http://www.money.seria5.com/6040/life-insurance-money-saving-top-tips/#comments</comments>
		<pubDate>Thu, 18 Mar 2010 14:08:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Advice Service]]></category>
		<category><![CDATA[Intervals]]></category>
		<category><![CDATA[Life Insurance Money]]></category>

		<guid isPermaLink="false">http://www.money.seria5.com/6040/life-insurance-money-saving-top-tips/</guid>
		<description><![CDATA[ ...  Policy”. Thereafter, the <b>premiums</b> for a Reviewable Policy increase eventually catching up with and overtaking, the <b>premium</b> for a “Guaranteed Policy”. 
<br />
<br />In our experience, you can expect the monthly <b>premiums</b> for a Reviewable Policy to exceed  ... ]]></description>
			<content:encoded><![CDATA[<p>More and more people are buying life insurance online and the numbers seem to be doubling every two years. The reasons are clear. Prices are lower on the Internet and life insurance is fundamentally a simple insurance product. </p>
<p>Despite the underlying simplicity of life insurance, most web sites channel their online clients through a telephone based help and advice service manned by experienced personnel. They represent your safety net so if a little technical knowledge is called for, help is at hand. </p>
<p>But it’s always a good idea to have a few Top Tips in your back pocket when you’re shopping online for life insurance. They’ll help you ask the right questions and find the best <span id="more-6040"></span> policy. </p>
<p>1. Always have your Life Insurance policy “Written in Trust”. </p>
<p>This means that in the event of a claim, the money goes directly and immediately to the person(s) you nominate when you first take the policy out. It also avoids all possibility of your estate having to pay Inheritance Tax on the proceeds of your policy and that could represent a 40% tax saving ! </p>
<p>All you have to do is tell the online brokerage organising your policy that you want your policy “Written in Trust” and the names of the people who the life insurance company pay in the event of a claim. They will then sort it all out for you. The extra good news is that this service is invariably free of charge. So it’s a win win situation and there aren’t many of those around these days ! </p>
<p>2. In the early years a Reviewable Life Insurance Policy will be cheaper but a Guaranteed Policy will work out a better buy in the longer term. </p>
<p>With a “Guaranteed Policy” the insurance company guarantees never to increase your policy’s premium. </p>
<p>With a “Reviewable Policy” you agree that your insurance company can review the cost of your policy at regular intervals. But don’t be kidded – in our experience a “review” is just another word for a price increase. After all, who’s ever heard of an insurance company passing up a chance to charge you more! The review intervals are usually between 2 to 5 years but this does vary between insurance companies. You will find the details of the review intervals on the documents sent to you before you accept the insurance – these are called The Key Features Documents. </p>
<p>So, comparing otherwise like for like policies, in the early years the premiums for a “Reviewable Policy” will undoubtedly be lower than the premiums for a “Guaranteed Policy”. Thereafter, the premiums for a Reviewable Policy increase eventually catching up with and overtaking, the premium for a “Guaranteed Policy”. </p>
<p>In our experience, you can expect the monthly premiums for a Reviewable Policy to exceed those of a Guaranteed policy in about 7 to 10 years and then within the following 10 years, more than double again. If your budget is currently tight then by all means choose a Reviewable Policy &#8211; after all your salary may increase in coming years and ease the strain. On the other hand, if the premiums for a Guaranteed Policy are affordable, we think they represent your best buy. </p>
<p>A footnote. Many insurance companies have stopped offering “Guaranteed” rates for standalone critical illness insurance policies. This because they have experienced much higher claim rates than they initially expected. However, you may still find a Guaranteed life insurance policy that also provides critical illness cover. As we have explained, “Guaranteed” rates are especially good value and if you can get a quote for a Guaranteed life policy that includes critical illness cover, you may have a real bargain. </p>
<p>3. Thinking about a Joint Life Insurance Policy? </p>
<p>A Joint Life Insurance policy is usually written on a first death basis. This means that the policy will pay out on the death of the first policyholder, subject to the policy being in force at the time. This leaves the second person uninsured and older. Older people can struggle to get life insurance at an affordable premium, so rather than a Joint Policy consider taking out separate policies now. Overall it will work out a little dearer &#8211; but you get twice the cover and double the peace of mind. </p>
<p>4. Taking out a Life Insurance Policy? Now would be an ideal time to include Critical Illness cover. </p>
<p>Are you likely to need Critical Illness Insurance in the future? Yes? Then consider adding it now to the life insurance policy you’re arranging. Why? There are three reasons. </p>
<p>Firstly, a Life Insurance policy combined with Critical Illness cover will work out significantly cheaper than buying two separate policies. Secondly, as we have already explained in the footnote to Tip 2, you may be able to buy a combined Life and Critical Illness policy with a guaranteed premium. That could be a real bargain. Finally, premiums for critical illness cover increase rapidly as you get older – so the sooner you take it out, the cheaper it will be. </p>
<p>5. Don’t confuse Terminal Illness cover with Critical Illness cover. </p>
<p>There’s world of difference between Terminal Illness and Critical Illness cover so it’s important to understand the difference. </p>
<p>Terminal Illness cover pays out the insured lump sum if a Medical Doctor diagnoses you with an illness from which the Doctor expects you to die within 12 months. Most good life policies automatically include Terminal Illness cover at no extra cost. It’s basically an early, and welcome policy payout. </p>
<p>A Critical Illness policy pays out the insured lump sum if you are diagnosed with one of a wide range chronic illness and there is no life expectancy criteria. Indeed, with many of the insured illnesses you could expect to survive for many years. For example: certain cancers, heart disease, stroke, multiple sclerosis, loss of speech, sight or hearing, onset of Parkinsons or Alzheimers disease, third degree burns etc. Say you were an engineer aged 40 and you lost your sight. A Critical Illness policy would pay out immediately and that money could well be vital in helping you and your family through many difficult financial years ahead. If you just had Terminal Illness cover there’d be no chance of a payout. </p>
<p>So as you can see, Critical Illness cover is far more comprehensive than simple Terminal Illness cover and for that reason critical illness cover always costs you extra.</p>
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		<title>Paid Review, Another Opportunity to Make Money Online</title>
		<link>http://www.money.seria5.com/126/paid-review-another-opportunity-to-make-money-online/</link>
		<comments>http://www.money.seria5.com/126/paid-review-another-opportunity-to-make-money-online/#comments</comments>
		<pubDate>Thu, 18 Mar 2010 10:21:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[internet-marketing]]></category>
		<category><![CDATA[Agent Acts]]></category>
		<category><![CDATA[Jobs]]></category>
		<category><![CDATA[Mediator]]></category>

		<guid isPermaLink="false">http://www.money.seria5.com/126/paid-review-another-opportunity-to-make-money-online/</guid>
		<description><![CDATA[ ...  to your niche. Yes, you’ll earn <b>money</b> posting the review, but your readers would leave you because they know that <b>making</b> <b>money</b> is number one for you. Just think about it, your reader is everything. Don’t annoy them with an out-of-topic paid review  ... ]]></description>
			<content:encoded><![CDATA[<p>Have you ever heard about paid review? If you’ve never heard it, maybe you just come back from moon. It’s a great deal today. Many bloggers all around the world are making bigger money than their Google AdSense’s check using this program.</p>
<p>Paid review is simply explained as another affiliate program between blogger and ads agent/broker. Ads agent acts as a mediator between bloggers and advertisers. The money circle in this program is quite simple. Advertiser pays ads agent to buy some blog posts reviewing their products or services, than ads agent asks bloggers in their membership to write the review. When the review has been posted, bloggers will get paid.</p>
<p>There are so many sites offering this <span id="more-126"></span> program (you could see it more detailed on <a href="http://eko-sudjarwo.blogspot.com">my blog</a>). Each site has different rules and requirements to accept a blog. But, as they need as many blogger as they can attract to join, most of these sites even accept PR 0 blogs. Of course, the higher the PR your blog has, the higher money you’ll earn and more jobs coming to you. One or two site(s) has strong requirements and can only accepting PR 1+ blogs and/or having their own domain name.</p>
<p>How much money you can earn with this program? A PR 0 blog will be paid $2-10 per review, PR 1 and higher will earn much more money writing the same 300 words review. Yes, it’s easy. Just write a review with at least three links to the advertiser’s site, post it on the blog, submit the URL of the review to the site where you’ve joined, then dollars credited to your account in a minute. If you could manage to write a $10 review a day, in the end of the month you’ll earn $300. For newbie bloggers that can do nothing to increase their AdSense earning, even earn $100/month writing reviews is a good deal. Bloggers with higher PR of course will gain better as I saw an advertiser offering $200 to PR 6 + blog to write a 300 words review about their service.</p>
<p>Well, when you think Google AdSense is the hardest way to get money online, then you should think about paid review. But, never join to a paid review program just for money. You should consist to your blog readers as well your contents. Don’t let your credibility fall down to the earth by writing a review that irrelevance to your niche. Yes, you’ll earn money posting the review, but your readers would leave you because they know that making money is number one for you. Just think about it, your reader is everything. Don’t annoy them with an out-of-topic paid review posted on your blog. Then, your content is a king. You can still earn money writing review without losing your readers or breaking your blog consistency. The key you need is, be selective.</p>
<p>Happy earning, bloggers…</p>
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